Bridging Finance

If you have a need for finance at short notice or for an auction purchase then a bridging loan could be the ideal solution

Bridging loans can be taken out on residential, semi commercial and commercial properties. The loan is normally secured by the freeholds or long lease of the property with term of up to 12 months being the norm. Loan levels and costs vary across wide range of lenders and dependant on the client, term and type of property with bridging finance.
The lender will need to be provided with details of how the loan will be repaid for example i.e. sale or refinance. Bridging Loans can be an expensive way to raise finance and you must have a credible repayment plan in place. You may end up servicing two loans.

Some forms of bridging finance, such as limited company applications, will not be regulated by the Financial Conduct Authority.

  • Auction finance
  • Quick completion required
  • Chain breaker deals
  • Property not fit for conventional mortgage
  • Development projects
  • Land purchase
  • Individual and partnership applications
  • Limited company applications

  • Commercial Mortages

    Commercial mortgages can be arranged on most types of premises that a business operates from. Commercial mortgages can be arranged on most types of premises that a business operates from.

    More About Commercial Mortages

  • Property Investment

    Mortgages can be arranged for all types of investment properties whether single units, multi units; HMO’s (houses of multiple occupancy) as well semi commercial and commercial property.

    More About Property Investment

  • Property Development

    Whether you are looking for funding on new build residential or commercial projects or conversions and refurbishments we are able to work with you to tailor a package that meets your requirements

    More About Property Development

  • Bridging Finance

    If you have a need for finance at short notice or for an auction purchase then a bridging loan could be the ideal solution

    More About Bridging Finance

  • PFN FINANCE LTD

    PFN Finance Limited is authorised and regulated by the Financial Conduct Authority, FRN: 728912 PFN Finance is an authorised credit broker and not a lender. We work with a Panel of Lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration.

    ICO registration Z800001X and you can check via www.ico.org.uk.

    PFN Finance Limited, registered at 4 Cyprus Road, Hatch Warren, Basingstoke Hants RG22 4UY. Company Register number is 04797952

    We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.